Insurance in blackjack odds

May 11,  · A question I get asked quite frequently by casino players is whether they should take insurance in blackjack. It seems to be something that confuses a lot of people, even among those that fully understand basic strategy and the role that math has to play in UKRAINA-KREDIT.INFO: Kory Walker. Nov 09,  · Michael Shackleford: Hi guys, this is Mike and the purpose of today's Wizard of Odds Academy lesson will be to explain why you should never take insurance in UKRAINA-KREDIT.INFO insurance is, is a side bet that the dealer has a 10 point card in the hole.. It is offered when the dealer already has an ace up, so it wins in the event that the dealer gets a blackjack. The bet is only open before the dealer checks or draws the hole card. For players not holding a natural blackjack, if insurance is taken, they must place an additional wager equal to half of their original wager. If the dealer goes on to draw a card valued at 10 to make blackjack, the insurance bet is paid out at

Blackjack insurance

So, it will always seem like you lose this bet more than you win it, even when you are making money on it. Blackjack Insurance: Is it a Sucker Bet? Remain informed about its lack of tactical advantage or logic before playing. Divide 35 by 14, and we get odds of 2. Wrong and wrong.

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Blackjack Insurance

On my last trip, I put in 19 hours at the tables over a three day period. I kept track of all my insurance bets. I took insurance 14 times, won 5 times and lost 9 times. I lose the insurance bet way more than I win it. This is just the one trip where I kept track of my results. Winning is actually more like pushing. When I lose the insurance bet, however, I not only lose the insurance, but I still have to play the hand against a dealer ace, which also often loses.

You are simply betting that the dealer has a ten in the hole. If he does, you win 2-to You have a 16 vs. Now, assume insurance is offered. The actual result on your blackjack hand will be exactly the same regardless of whether or not you take insurance. If, for example, the dealer has a blackjack, you lose; if not, then you have to play out your hand vs. Also, your analysis of your blackjack insurance results indicates that you did pretty close to what you would expect as a card counter.

Remember, if you win your insurance bet just half as often as you lose it, you break even. So, it will always seem like you lose this bet more than you win it, even when you are making money on it. For more card counting and blackjack analysis, see the Professional Gambling Library. Return to Blackjack Forum Home. Insure a Good Hand? By Arnold Snyder. Blackjack Insurance: Is it a Sucker Bet?

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Insurance in blackjack should be classified as a sucker bet. It is also classified as a side bet, available in most games of It is offered when the dealer holds an Ace as their up-card. The bet is only open before the dealer checks or draws the hole card.

For players not holding a natural blackjack, if insurance is taken, they must place an additional wager equal to half of their original wager. If the dealer goes on to draw a card valued at 10 to make blackjack, the insurance bet is paid out at For players who are holding a natural blackjack, they may also take insurance called maximum insurance.

Here the player forfeits the payout for a winning blackjack hand in place for a guaranteed even-money payout, regardless of what the dealer has.

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Picture this: the dealer is showing an Ace. Your hand, in comparison, is terrible. Or this: the dealer has a face-up Ace but you have a two-card natural blackjack. The payout for your blackjack is mighty tempting, but if the dealer also draws a 10 and makes blackjack as well, taking a guaranteed win with maximum insurance, rather than risking a push, sounds like the best move. At first glance, insurance bets do seem like good side wagers. They sound like a safe back-up plan in an intense game of blackjack, where a dealer two-card natural seems likely.

And the way many blackjack dealers describe the bet makes it seem the best and most logical move you can make in the dreaded situation of a dealer face-up Ace. Unfortunately, this is an illusion and the casino is the only party who will ever make money from such a bet in the long run. As a side bet, insurance bets have nothing to do with the cards we have.


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