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In Chartwell's Lucky 7 Blackjack, the object of the game is to beat the dealer by having a hand that totals 21 without going over or is closer to 21 than the dealer's hand. The game features an optional side-bet, where you win if the first one, two, or three cards dealt to a hand are the 7 card s. Player and dealer are dealt two cards each. Both player's cards are dealt face up.
The dealer's first card is dealt face down, the second card face up. If the dealer has a 10 showing, he will check for Blackjack by "peeking" at his downcard and announcing "Checking for Blackjack".
If the dealer does not have blackjack, the hand continues. If the dealer has Blackjack and the player doesn't, the player loses the hand without continuing. In cases where both Dealer and Player have Blackjack, a push is declared. When the dealer's up card is an ace, and the player does not have blackjack, the player is offered "insurance".
Taking insurance means the player makes a second bet value is half the original bet that the dealer has Blackjack. If the dealer has Blackjack, the player loses their initial bet but is paid 2 to 1 on the insurance bet. If the dealer does not have Blackjack, the insurance bet is lost and the hand is played out as normal.
If the dealer's up card is an Ace and the player has a Blackjack, the player is offered 'even money'. Taking even money means the player believes the dealer also has Blackjack.